Free eligibility check
See if you qualify for life insurance
- For Australian residents aged 40 to 80
- No personal details asked for on this site
- Free, and no obligation to go any further
Passing this check means you can apply. It does not mean you are eligible for cover — that is our partner’s decision after their health and lifestyle questions.
Our partner is rated 4.9 out of 5 from 2,649 reviews
As at 20 August 2026. Figures are checked periodically against Trustpilot and may have changed since.
What this cover is
Covered for death and terminal illness^ (see footnote ^ at the foot of this page)
Can pay a lump sum to the people you nominate.
No medical exams
A few health and lifestyle questions, no blood tests.
Quoted by phone
Our partner calls you. Nothing is bought online.
Cover you can get
We only show amounts available at your age.
What you could apply for
Cover from $10,000 to $250,000* (see footnote * at the foot of this page)
Depending on your age and personal circumstances when you apply.
- Age 40 to 60
- up to $250,000* (see footnote * at the foot of this page)
- Age 61 to 70
- up to $200,000* (see footnote * at the foot of this page)
- Age 71 to 80
- up to $150,000* (see footnote * at the foot of this page)
The most available may be lower depending on your answers to our partner’s health and lifestyle questions.
Quick, simple, clear
Three steps, then a phone call
Complete Your Free Enquiry
Take our simple, no obligation quiz.
Receive A Call
Receive a no obligation phone call from our life insurance partner.
Pick Your Cover
With the help of our trusted life insurance partner, choose the right cover for you.
Premiums are variable age-stepped, which means they generally increase each year as you get older. There is a 30-day cooling off period.
Who is Coverly Life?
We are not an insurer
Coverly Life is not a life insurance provider, health services provider or financial services provider. We operate exclusively as a referral service.
We are paid by our partner
When we refer you and you give our partner your details, they pay us a fee. It costs you nothing and it doesn't change your premium.
We let you know if you do not meet their qualifications
You need to be aged 40 to 80 and an Australian resident — otherwise you will not qualify.